GET HIPP | Private Health Coverage through Medicaid
“We pay our insurance, and HIPP pays us back.”
How Does HIPP Work?

How Does HIPP Work?

When you are in HIPP, you don’t lose your Medicaid benefits. HIPP pays your private health insurance costs.

  • It pays the premiums for everyone who gets HIPP.
  • Medicaid pays the co-pays and deductibles when people with HIPP and Medicaid see a Medicaid doctor.

Those who don’t get Medicaid must pay their co-pays and deductibles. Learn more about premiums, co-pays, and deductibles.

What HIPP pays for:

  HIPP pays the premiums. Medicaid pays the co-pays when services are given by a Medicaid doctor. Medicaid pays the deductibles when services are given by a Medicaid doctor.
Family member who gets HIPP and Medicaid.
Family member who gets HIPP, but doesn’t get Medicaid.     


How the Payments Work

Premium payments:

  1. Your employer will take the premium out of your paycheck each month.
  2. You will send us a copy of your paycheck stub as proof you paid your premium. Learn more about what you can send as proof.
  3. We will send you a check for the premium amount.

Your employer might accept direct payment from us. Learn more.

Co-pay and deductible payments:

  • If a family member with HIPP and Medicaid sees a Medicaid doctor:

    You don’t have to pay any co-pays or deductibles. The Medicaid doctor will bill Medicaid directly.

  • If a family member with HIPP and Medicaid sees a doctor who doesn’t take Medicaid:

    You have to pay the co-pays and deductibles.

  • If a family member who doesn’t have Medicaid sees a doctor:

    You have to pay the co-pays and deductibles.

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